Mortgage Strategist & Technical Advisor
Richard DeSpain
Richard leads discovery, mortgage analysis, qualification, preapproval, loan strategy, option evaluation, creative structuring, and technical guidance.
About Us
Meet The DeSpain Team.
We’re Richard and Valerie DeSpain, a husband-and-wife mortgage team powered by Edge Home Finance. We believe people make better mortgage decisions when they understand their options and feel supported.
Your Home Loan Is Our Family Business
A home loan is connected to a family’s plans, financial commitments, and future. We approach each relationship with the care, communication, and personal responsibility we would want for our own family.
Mortgage strategy and a relationship-centered experience
Relationship & Client Experience Lead
Valerie DeSpain
Valerie leads client relationships, education, communication, business development, partner relationships, homeowner stewardship, events, and long-term support.
Educate and empower
We do not believe people should be rushed into one of the largest financial commitments they may ever make.
- Understand the mortgage numbers
- Review available options
- Learn qualification requirements
- Consider payment and cash implications
- Compare costs and tradeoffs
- Know what may happen next
Beyond the closing table
We remain available through ongoing education, periodic Mortgage & Equity Reviews, homeowner communication, events, and future mortgage questions.
Let’s start with your goals
You do not need to know which mortgage product you need before reaching out.