The DeSpain Team
Powered by Edge Home Finance

Richard & Valerie DeSpain

Your Home LoanIs OurFamily Business

Mortgage decisions are about more than a transaction. We educate and empower homebuyers and homeowners to understand their options and make informed financing decisions with confidence.

Richard and Valerie DeSpain

Begin with the goal

What would you like to accomplish?

Choose the path closest to what you’re trying to do. The deeper education is waiting on the next page.

Buy a Home

Understand your buying power and financing options.

Explore buying

Unlock Your Equity

Explore ways your home equity may work for you.

Explore equity

Already own a home?

Understand your mortgage, estimated equity, and evolving goals.

Request a Mortgage & Equity Review

Continue your journey

Helpful places to go next

Learning Center

Explore clear mortgage and homeowner education at your own pace.

Explore resources

Client Reviews

See what clients and professional partners say about working with our team.

View Google reviews

For Realtors & Partners

Learn how we support professional relationships and the clients they serve.

Explore partner support

Don’t Know Where to Start?

Tell us what you’re thinking about. We’ll help you identify the questions and considerations that matter.